• When can I request another funding?

  If you are using Cover, you can usually request another instantly provided the last payment was received. Occasionally it might take up to 5 business days to update your account if you paid with a payment method other than a debit card. This usually only happen when your debit card stops working because of a lost or stolen card.Popular

• When would my money be sent?

  If you selected the standard delivery method, the funds will be deposited within 0-3 business days. If you selected the instant protect delivery method, the funds will be deposited within 30 minutes, but are usually instant. Please note fast funding options might take a little longer on Sundays depending on your bank.Popular

• How much money can I access?

  You can request up to $150. The starting approval amount depends on your employment status and a few other factors. You can increase your approval amounts with on-time payments. You can also redeem your reward points for higher approval limits. Once approved you will always have access to your limits as long as your account is in good standing.Some readers

• How do I make repayments?

  Repayments are taken on the repayment date you select, please ensure you have enough funds in your account to cover the withdrawal. We always try your debit card first to prevent NSFs. You can also login to the app anytime to repay. There are is interest or late fees and if you would like to change or extend your repayment date, please contact support.Some readers

• How do I become eligible for Cover?

  In order to be approved, you will need to have an employment or government income and a Canadian bank account that has your payroll/income deposits. Your income deposits should also be on a monthly basis and you should have a history of receiving regular deposits. If the account you connected at the time of signing up is not your primary account, you can connect another account by navigating to settings.Some readers

• How does this work?

  Great question! Once you've connected your bank account that contains your income sources and has been approved, you can request up to $150. Select the amount that you want to get funded, enter your repayment date, and select the delivery method. Once you have submitted your funding request, we will deposit that money into your bank account within the delivery method timeframe. On your next repayment date, we will deduct the payback amount from your payment method on file.Some readers

• What if I miss a payment?

  If a payment is missed, a second payment will automatically be scheduled for the following day or until the payment is successful. You can also log in to your account anytime to repay.Some readers